How to connect Monzo
About Monzo
Monzo is a bank operating in the UK. With Zenith you connect your Monzo account over regulated open banking (PSD2) — read-only — and stream transactions to Google Sheets, your app, or Claude, reconciled in GBP.
Supported account types
Connection specifics
Pot accounts aren't part of banks AIS API as they're not payment accounts. Virtual cards can be attached to pots, these transactions appear as part of the main account's transaction response. The bank only returns full historic transactions upon the first request.
- BIC/SWIFT
- MONZGB2L
- Transaction history
- 730 days
Maximum number of days Zenith can access transactions from the moment of connection onward.
How to connect Monzo
Connecting your Monzo account to Zenith takes a few minutes, over a secure read-only connection.
- Step 1
Create account
Create a Zenith account and start the bank connection.
- Step 2
Select bank
Select Monzo from the list of banks.
- Step 3
Confirm connection
Confirm the secure read-only connection in your bank's online or mobile banking.
- Step 4
Choose destination
Choose your data destination: Google Sheets, Claude (MCP), API or CSV.
- Step 5
Data starts flowing
Your Monzo transactions start arriving in Zenith automatically.
Where you can send data
Google Sheets
Fresh transactions straight into a spreadsheet.
Claude (MCP)
Chat with your financial data.
API
Clean JSON for your app.
CSV
Export for accounting and archive.
Security & privacy
Read-only — we never move money.
PSD2 regulated open banking.
Credentials stay with your bank.